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Get Instant Crypto Loans

Use the TOP 50 coins as collateral for crypto loans with the highest loan to value ratio (90%). Get loans in EUR, USD, CHF, GBP, BTC or Stablecoins and withdraw instantly to credit card and personal banks.

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YouHodler SA crypto-backed lending solutions structured in the form of collateralised (pawnshop) loans.

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YouHodler (NAUMARD LTD) crypto-lending solutions is structured in the form of token purchase/re-purchase agreements.

  • Digital asset management system with $150M pooled crime insurance by Ledger Vault
  • Instant cash from our own fiat fund. No need to find a lender like in P2P.
  • Flexible repayment date and loan-to-value options.

Collateral Options

Here's where we stand

  • Collateral options
  • Loan-to-value
    LTV %
  • Min. Loan Amount
  • Interest Payments
  • Loan Term
  • Receive loan in
  • 30+
  • 90%
  • $100
  • Once at the end of the loan term
  • Unlimited
  • 40+
  • 50%
  • $10
  • Daily/Monthly/Yearly
  • Unlimited
  • Fiat/Stablecoins
  • 30+
  • 50%
  • $1,000
  • Monthly Recurring
  • 6 month – 3 years
  • USD/Stablecoins
  • 4
  • 50%
  • $10,000
  • Once at the end of the loan term
  • 12 months
  • USD
  • 9
  • 60%
  • $5,000
  • Monthly Recurring
  • 3 – 12 months
  • USD

All the information in the table taken from public official resources as of August 16, 2021.

How Crypto Backed Loans Work

crypto backed loan youhodler

1 Transfer crypto to your YouHodler wallet

YouHodler accepts the TOP 40 cryptocurrencies as collateral. No fees for crypto deposits or withdrawals.

2Get a crypto loan and withdraw funds

Use our crypto loan calculator to choose a loan plan. Your loan approval take seconds. No need to find a lender like in  peer-to-peer (p2p) platforms. You instantly receive cash in EUR, USD, CHF, GBP, BTC or Stablecoins.

YouHodler works like a pawnshop. There is a temporary sale of cryptocurrency, where YOU are the seller and YouHodler is the buyer. Following a predefined period of time, you repurchase the cryptocurrency from YouHodler.

Our cash withdrawal options:

  • Bank wire withdrawal via SEPA and SWIFT. Available worldwide.
  • Credit card withdrawal to your MasterCard or VISA. List of available countries is here.
  • Crypto withdrawal: buy any crypto or stablecoins using our integrated crypto exchange.

3 Get your crypto collateral back anytime

You can repay your loan using a credit card, stablecoins or bank account and get your crypto back. You can keep your crypto assets in YouHodler’s wallet and have instant access to crypto loans and Multi HODL™.

4 Manage your crypto lending

Use our list of advanced features to manage your loan conditions and react to the market’s movements:

Get YouHodler Crypto Wallet App

Store, exchange, and spend 8 stablecoins and 50 cryptocurrencies. Crypto rewards, staking and loans integrated.

YouHodler Bitcoin and crypto app